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What do you mean there was just a "few" shingles blown off?

     One of the most common questions home inspectors ask during a home inspection, has to be, "what were they thinking?"  Yesterday was no exception.  From the roof of my 3 story Townhouse inspection, I could see the roofs of two similar buildings that had some of their shingles blown off in the last big wind storm.  The roofs had been repaired----but what I found interesting is the "extent" of the repairs.

     The first building (we will call Roof A), as you can see in the picture, had a reasonable amount of repairs to what I would say was a "considerable" amount of damage.

 repaired wind damage

     All the white "blotches" are the newer shingles with the darker grey being the original roof.  It is tedious work to do this kind of repair.  From where I stood it looked like it was pretty well done.  But now let's get on to "Roof B."

wind damaged roof

     As you can see in this picture the repairs FAR exceed what was left of the original roof.  My question is, "why would they leave so little---and not just replace all of it?" and secondly, "what were they thinking?"

Charles Buell

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Comments

I'm sitting here thinking about what that roof looked like with only those few shingles on there.  I can't stop laughing when I think about the process that must have occurred to justify not replacing them.

Posted by Erik Hitzelberger, --Louisville-Middletown Real Estate (RE/MAX Alliance - Louisville REALTOR-Luxury Homes) over 3 years ago

Charles, it appear you know what your talking about. I agree why repair vs replace. Not enough information is here but if this is investment property could (write off) taxes be in the background. A repair can be written off this year as oppose to a replacement is over several years. Just my thought.

Posted by Frank Rubi New Orleans | Kenner | Slidell (Frank Rubi Real Estate) over 3 years ago

Charles~ Sounds like they just took the easy way out... which is why so many businesses don't make it :)

Posted by Owensboro KY Real Estate Agent Vickie McCartney Broker Owensboro Ky (Maverick Realty) over 3 years ago

Charles, yes, it looks pretty strange!  And it certainly would have made more sense to replace the whole thing!  Go figure!

Posted by Patricia Kennedy (Evers & Company Realtors) over 3 years ago

Erik, I am still baffled as well, although Frank may be onto something.

Frank, I hadn't thought of that---could be some of the "thought-process"

Vickie, but that is my point it wasn't "easier."  It would have been considerably more difficult to do the repair on roof B:)

Patricia, yup, still scratching my head.

Posted by Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com) over 3 years ago

Charles, I see these types of "repairs" often where we live in Florida. And I believe it's an "insurance"' thing. REPAIR vs REPLACEMENT.

We have certainly had OUR share of windstorms this entire week...FAY, FAY, GO AWAY!

Posted by Competitive Insurance of Dundee over 3 years ago

Rebecca, I wish some insurance folks could chime in on this.  If you look at Roof B, the plane of the roof to the right had only "minimal" repairs necessary.  Couldn't you replace the whole of the other plane and had it still be a "repair?"

Posted by Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com) over 3 years ago

Hi Charles, I have to agree with Rebecca that's a insurance issue. This is also very common here in El Paso, Texas. I think there is a percentage of damage needs to be present for replacement.~ Newbie Roy

Posted by Roy A. Peterson P.R.E.I. (Domicile Analysis of Texas) over 3 years ago

Roy, sure would make for a lot of "ugly" looking roofs:)

Posted by Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com) over 3 years ago

Charles, although they are right that it is definitely an insurance issue about what they will pay for and what they won't, still the contractor should have enough sense to figure out that it would take him LESS time and LESS labor, which would far and away offset the cost of the "extra shingles". Not to mention the fact that the whole repair job would look and BE much better.

Indeed... "WHAT WERE THEY THINKING?"

Posted by KEVIN CORSA H.I.S. Home Inspections Stark & Summit County, OH Home Inspector (H.I.S. Home Inspections (Summit, Stark Counties)) over 3 years ago

PS: I am pretty sure that most insurance companies will replace an entire side when the damage on that side exceeds 70% of the area.

Roof "B" definitely qualifies!

Kevin (used to work for a fire & water restoration contractor) Corsa

Posted by KEVIN CORSA H.I.S. Home Inspections Stark & Summit County, OH Home Inspector (H.I.S. Home Inspections (Summit, Stark Counties)) over 3 years ago

I would like to propose an alternate theory and blog title "Solomon's dilema... to divide and conquer... or get two free when you buy three for the price of five"

Long story short... perhaps the two buildings (owned buy the same company from the looks of the buildings and repair jobs) are a combined total of one roof repair job.  Perhaps the insurance was running "a special" deal... you know one roof repair job for every two buildings.  Sorta like Solomon suggested dividing that baby between the two mothers.

Or not.  It was worth a try.        

Posted by Klee B. Patel over 3 years ago

I agree with Kevin, don't know what he is talking about but he is a favorite in one of my other groups so he must be right!  cheryl (just kidding)willis

Posted by Cheryl Willis, MO BROKER Mt Vernon, Monett, Aurora, Barry & Lawrence Co. (RE/MAX Solutions- OZARK MISSOURI) over 3 years ago

Charles, are you advertising for Steve now?? Or did he hack into your blog?

Posted by KEVIN CORSA H.I.S. Home Inspections Stark & Summit County, OH Home Inspector (H.I.S. Home Inspections (Summit, Stark Counties)) over 3 years ago

Kevin, I don't understand the whole insurance thing.  If the whole darn thing blew off, framing and all, wouldn't they pay to repair it?  What is the difference if it is a little or a lot----except the "amount" they would be forking over?  Also, yes, he hacked in there and I can't get rid of the dang thing now:)  (actually we are in such different markets----and what are buds for?)

Klee, I like your thinking here----could be:)

Cheryl, I have no clue either---but as long as he does:) Charlesalsojustkidding Buell

Posted by Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com) over 3 years ago

We agree with you Charles it looks aweful. Why not just get the whole thing done? It seems that it would have cost a fortune for the repair job anyway.

Posted by Patty Carroll over 3 years ago

Wow, I agree. Why not just replace the whole roof? Stupid stupid stupid

Sean Allen

Posted by International Financing Solutions over 3 years ago

I'm so glad you have been able to get back to work.  We have all been worried about your being stuck to the computer blogging for days on end.  Steve's support was invaluable, I'm sure.

Posted by Barbara S. Duncan, CRS, GRI, e-PRO Searcy AR (RE/MAX Advantage) over 3 years ago

It does make you wonder who was trying to save a few pennies, the insurance co or the owner. Bizarre!

Posted by Seattle Real Estate|Colleen Fischesser| |Short Sale Specialist|So King County (RE/MAX Select R.E | Designated Broker/Owner) over 3 years ago

Patty and Scott, pretty amazing to me.

Sean, and another "stupid" for good measure

Barbara, Steve's support is always invaluable---kind of like a good athletic supporter:)

Colleen, I wish someone could explain to me how the insurance company saving money would account for a repair that would "necessarily" have cost more than just ripping off the rest of the shingles on Roof B----it is just too weird.

Posted by Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com) over 3 years ago

If you really wanted to know I bet they'd tell you... I have more suggestions

A. A cryptic code for communicating with aliens, spys, astronauts or head scratching inspectors.

B. Target practice for the birds flying by (You know if I was a bird...).

C. perhaps the other half of Roof B (the half we cant see in the picture) was completely obliterated and it looks the same as roof A.

D. Job security (for everyone).

E. Are you sure your not "confused and challenged" and wound up taking pictures of the same house at different angles hehehe...

    

Posted by Klee B Patel over 3 years ago

Charles, this one to me seems like a candidate to replace the whole roof.

Posted by Gary Woltal - Assoc. Broker REALTOR® SFR Dallas Ft. Worth (Keller Williams Realty) over 3 years ago

a few blue tarps would cover up the whole thing... kinda like painting over stains in the ceiling w/out fixing the  leak...

just replace the roof seems so much simpler. go figure,  huh?

Posted by Gary Bolen (CRS) Lake Tahoe Real Estate Information (McCall Realty) over 3 years ago

Maybe it was the homeowner that actually did the 'repairs' and since expecting to sell, wanted to cut corners.  If so, they didn't think about the 'presentation' of the house and its' impact though!

Signature 

Posted by Ronald Gillis, CNSA Southwest Florida Notaries, Port Charlotte, 941-7-NOTARY (Southwest Florida Notaries (Mortgage Notary Signing Agent)) over 3 years ago

That is just dumber than dumb and makes no sense. Loved the laugh though.

Posted by Debbie Small, REALTOR® (Long & Foster Realtors) over 3 years ago

Bee boy,

You got another feature. Your addiction is making you wise. I always love it when people tell me going in what is wrong with the house....like excessive mold. That sometimes ends up being the big problem and they knew it going in.

Posted by Steven L. Smith, Bellingham, Wa. Home Inspector (King of the House Home Inspection, Inc) over 3 years ago

Tried to buy a house not too long ago -- at the inspection, the inspector found polybutylene, problems with the electric in two rooms and four fresh kill rodents in the attic!!!  My realtor was so desparate for a sale, she said that the above wasn't a problem, and the seller was insulted that I had brought the issues up as repair itmes -- on a house that has been on the market for 400 days.  People are dumb-- who would buy a rodent infested house?

 

Posted by Karen over 3 years ago

Are you sure both roofs weren't replace in their entirety at the same time and the two roofers just got a couple of boxes of shingles mixed up?

 

(BTW, for the slower people, that was a joke)

Posted by John Coker - Virginia Beach Home Inspector (Family Home Inspection LLC) over 3 years ago

The comment above mine is funny -- but actually it might be true -- to weird, whatever the reason.

Posted by Benjamin Realty LLC over 3 years ago

Wow, this leaves me stumped for words, but then again, I can't even imagine what you were doing...probably standing there speechless shaking your head.  Thanks for the pictures!

Posted by Tiffany Landis over 3 years ago

Charles, Congrats on another star! Go for the gold guy! Yes, it is amazing that they just did not replace the whole section of the roof. Here in this area, the insurance companies make home owners replace the whole roof...

Posted by Michael Thornton - Nashville, TN area Home Inspector - 615.661.0297 (Complete Home Inspections, Inc.) over 3 years ago

I had a house once that had a TREE impale itself into the house (small ranch) and they chose to patch one side but completely do the other in repairing the roof - Is there any negative just to do one side and not the other - ?  Other than aesthetic value - .... If it's a relatively new roof - fixing it as they did in Picture A - does it give any less functionality?  Just wondering...

Posted by Anonymous over 3 years ago

You are right what were they thinking about.  It is a shame they saved a few dollars

Posted by Russ Ravary - Metro Detroit homes - Michigan Real estate & Mortgage info (Remerica Hometown One) over 3 years ago

Rebecca, I can imagine you do!

Klee, I swear they are different buildings----but I cannot deny being "confused & challenged":)

Gary W, I agree

Gary B, I love that blue tarp look

Ronald, the "time" issue is what gets me----it takes so much longer to tie in shingles than it does to just replace them.

Debbie, forget roofs A & B, we will call them Dumb & Dumber:)

Steve, yup

Karen, we see rodent activity in many houses here----people keep buying:)

John, very funny!

Bob & Carolin, note all the "single" tabs?  If not repaired roofs the installers would be dumb and dumber than we thought:)

Tiffany, the first thing I thought of when I saw them was, "Now thereis a featured blog!":)

Michael, thanks.  Sounds like your insurance companies have the right idea.

Anonymous, there are a lot of variables to your question.  Exposure, age of the remaining shingles etc.

Posted by Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com) over 3 years ago

Russ, it is not likley that they saved any time:)

Posted by Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com) over 3 years ago

Most likely it is as has already been said, a tax thing.  You can't write off a whole roof job, but repairs you can.  Back in the day when my parents had rentals and we wanted to reside them, we would spread the work out over several years, doing one or two sides at a time.

Either this or they are looking to achieve an 'urban camo' look to blend in and avoid being bombed when the Ruskies invade (ala 1981)

Posted by Chris Cliff - The Home Repair and Painting Guy (DDIY Home Renewal) over 3 years ago

Beeman Stings The Competition With Yet Another Feature

All I can say is above. Beeman strikes again.

Posted by Steven L. Smith, Bellingham, Wa. Home Inspector (King of the House Home Inspection, Inc) over 3 years ago

Chris, unfortunately I think you have nailed it on the head---especially given that these buildings look like rental properties.

Steve, what the heck is that a picture of?  Is this what you mean?

Steve in yellow

Posted by Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com) over 3 years ago

WoW. this is stunning.. I would also ask "What where they thinking"  This is silly

Posted by Roland Woodworth,SFR - Clarksville Short Sale and Foreclosure Resource (Keller Williams Realty) over 3 years ago

I suspect that we might have written a contract offer on the house if it was acceptible with a condition that the seller install a new roof prior to settlement.

 

Posted by Lenn Harley, Real Estate Broker, Virginia & Maryland (Lenn Harley, Homefinders.com, MD & VA Homes and Real Estate) over 3 years ago

I said it before, and I'll say it again (for those of you that missed it the first time)... the only stupid people in this scenario of replacing a tab here and a tab there... are the ROOFING CONTRACTORS!

The insurance company most likely paid BY THE SQUARE FOOT for damages. The roofing contractor being the mathematical genius that he obviously wasn't, was unable to figure out that he would have been further ahead to just tear off the remaining shingles and replace the whole thing, rather than having his roofer spend 10 extra hours patching in all those extra square foot shingles that the insurance company did not pay for.  'nuff said.

Posted by KEVIN CORSA H.I.S. Home Inspections Stark & Summit County, OH Home Inspector (H.I.S. Home Inspections (Summit, Stark Counties)) over 3 years ago

Charles,

I think that they have made the roof one of those pictures that if you stare at it long enough it will morph into another picture. I dont know about you but I see a naked lady!

Posted by Kenny over 3 years ago

Roland, well certainly not hard enough:)

Lenn, probably a good idea:)

Kevin, gotta agree with you

Kenny, you got better eyes than me:)----can I borrow them?

Posted by Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com) over 3 years ago

I wonder how much of the insurance proceeds the owners pocketed at the time?

Jim Gilbert, Heart of Austin Homes

Posted by Jim over 3 years ago

I got hooked on your blogs (need to subscribe- done-) before this one- the insight that you offer is really amazing. Thanks.

Posted by Laurie Mindnich at Options Realty over 3 years ago

Jim, now there is an interesting question:)

Laurie, thanks!

Posted by Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com) over 3 years ago

Maybe you could get "P Diddy" to say it's ok. "Diddy says it's ok to patch the roof"  :))

Posted by KEVIN CORSA H.I.S. Home Inspections Stark & Summit County, OH Home Inspector (H.I.S. Home Inspections (Summit, Stark Counties)) over 3 years ago

Kevin, you gotta believe whatever Puff says:)

Posted by Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com) over 3 years ago

We are going through this in Texas now. Earlier this summer we had a huge rain and hail storm and our neighborhoods were targeted by the insurance companies to have the roofs replaced unfortunately many home owners just took smaller cash payout because they decided the roof did not need to be replaced. Later at inspection, the inspectors are saying replace and the adjusters say repair! It can be a headache!

Posted by Michelle over 3 years ago

Charles, one of my associates here in Austin told me about this post. Oh, there she is just above my comment. Thank you for a very informative post and I appreciate the input from a different point of view. I am going to copy this for two of my buyers currently dealing with this roof issue!

Posted by Russell Lewis, Broker,CLHMS,GRI (Realty Austin, Austin Texas Real Estate) over 3 years ago

Michelle,----that sounds like a mess

Russell, not sure we came to any conclusions here----just asking questions:)

Posted by Charles Buell, Seattle Home Inspector (Charles Buell Inspections.com) over 3 years ago

Contractors can be plain crazy!!

Posted by Jacques Mountain (Dream Home Inspections) over 3 years ago

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